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Past Due Property Taxes

Behind on Property Taxes in Waterloo?
We Can Help.

If you're a homeowner dealing with past-due Black Hawk County property taxes, Contract Exchange can review your situation, explain your options, and help you find a practical path toward catching up, protecting your home, and moving forward.

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Virtual Chat

No upfront fees. No judgment. Talk to a real person.

Quick Check

See If Your Situation Fits.

A few simple questions to help us get to know your needs. No credit pull, no pressure, just an easy way to see how we can help you.

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Who This Is For

We Often Work With People Who...

  • Have fallen behind on property taxes
  • Have inherited a property with unpaid taxes
  • Have been turned down for traditional refinancing
  • Are dealing with financial hardship and worried about keeping their home
  • Have received a notice about a potential tax sale, or whose home has been sold at a tax sale
  • Need a solution that protects their ownership

Our Approach

Not All Solutions Are Created Equal.

Other Companies

  • May involve higher costs
  • May provide only short term relief
  • Terms and outcomes vary by provider

Contract Exchange

  • No upfront fees, clear terms
  • Your ownership stays protected
  • Long term solutions designed to last
  • Move at your own pace, no pressure

“We understand life happens. We are here to help you move forward with confidence.”

What Happens Next

Three Simple Steps.

Contact Us

Call us or start a virtual chat. We take the time to understand your situation and discuss the options that may help.

Make a Plan

If approved, we can help you pay off your property taxes by refinancing your home into a payment you can afford.

Close

We move quickly to provide peace of mind, helping you stay in your home while keeping your loan local with Contract Exchange.

Past Due Property Taxes? We Can Help.

Have questions about the process, what is included, or what to expect? Our FAQ page covers it.

Visit our FAQs Page

Local to Waterloo

Helping Waterloo Homeowners Protect What Matters Most.

Behind on Black Hawk County property taxes? We help Waterloo area homeowners catch up and keep their homes, with clear terms and no upfront fees.

Waterloo, Iowa

Cedar Falls, Iowa

Evansdale, Iowa

Black Hawk County, Iowa

The Cedar Valley

Waterloo FAQs

Questions We Hear From Waterloo.

Can you help if I am behind on Black Hawk County property taxes?

Yes. We help Waterloo area homeowners catch up on past due property taxes and keep their homes, with no upfront fees.

What if my home has a tax sale notice?

Reach out as early as you can. Depending on your situation, we may be able to help you refinance into a payment you can afford. We cannot guarantee that a legal proceeding can be stopped.

Do I need great credit to get help?

No. We look at your full situation, not just a credit score, and we work with homeowners who have been turned down for traditional refinancing.

  • 45+ years of experience
  • Licensed Iowa lender
  • A+ BBB rating
  • No upfront fees
  • Your loan stays local

What Our Clients Say

“This company is not like any other today. They help you when you are down. When you speak to them you hear the care in their voices. I highly recommend coming to this company.”

- Deborah M.

Talk With A Real Person.

No pressure, no obligation. Just a clear conversation about your situation here in Waterloo.

 Call Now
Virtual Chat

Get In Touch

Start A Conversation

If you're navigating a real estate transaction in Waterloo or have questions about your options, we're here to help. No pressure, just clarity.

Find Us

Where We Work

Serving Waterloo and Black Hawk County. Our office is located in Cedar Rapids and we lend in all 99 Iowa counties.

Important Disclosure: Contract Exchange does not guarantee loan approval, refinancing, property tax resolution, foreclosure prevention, payment savings, or any specific financial outcome. Eligibility for financing or other solutions is subject to underwriting requirements, credit review, income verification, property value, equity position, title review, and applicable program guidelines. Not all applicants will qualify. Terms and conditions vary based on individual circumstances. Past-due property taxes may result in penalties, interest, tax sale proceedings, or other enforcement actions under Iowa law. Contract Exchange cannot guarantee that a tax sale, foreclosure action, collection activity, or other legal proceeding can be stopped or prevented. Testimonials reflect the experiences of individual clients.